Payment Options

Credit Card Transactions

Which Credit & Cheque Cards does Mastertons accept?

Visa
Mastercard

Visa and Mastercard credit cards are the most popular and trusted online payment methods around the world. Including South Africa.

What information is required?

Your 16-digit credit card number
The expiry date
The CVV number (that’s the last 3 digits on the back of your card)
Your name exactly as it appears on the front of the card

How credit and cheque cards work

During the checkout process, buyers are prompted to enter their credit or cheque card details.
The 3D Secure page will then appear, if the issuing bank identifies the transactions as requiring authentication, then a challenge request will be presented to the buyer where they will need to authenticate themselves with their bank using either a password, one-time PIN (OTP) or via authentication in their banking application. If 3D Secure 2 is in use, then the cardholder won’t need to verify the payment.
Buyers can then make the payment, which once processed will show in your PayFast account.

When will the payment be deducted from my account?

Immediately. That means we can start processing your order straight away.

Please note: Credit Cards used for the first time on our website together with any large or unusual credit card transactions will need to be validated by the issuing bank or the cardholder before your order can be processed.

Does Mastertons store my credit card information?

We never store your credit card information and all transactions are managed via the Payfast secure terminal.

Payfast take the data security of our buyers very seriously, with a multitude of automated and manual checks in place to protect both buyers and sellers from fraudulent transactions. Online retail has a fraud rate between 1 and 2% of all transactions. Through effective controls, Payfast’s is currently below 0.1% and still going down.
https://payfast.io/security-fraud/

EFT or Bank Deposit

Shopping online at Mastertons Coffee is safe and secure.

If you don’t have a credit or debit card, you can pay by EFT or Bank Deposit. This is a little slower than other payment methods because we’ll need to wait for your payment to reflect in our bank account before we can start processing your order.

Once you’ve placed your order, you’ll need to make an EFT or Direct Deposit into our account within 5 working days.

The Mastertons banking details will then be e-mailed to you on order completion and as soon as we receive your payment, we’ll start processing your order.

Please remember: It’s important that we receive your payment within 5 working days to avoid canceling your order automatically. Proof of Payment: if you’ve forgotten to add your Order Number or for any other reason, please send us proof of your payment orders@mastertons.co.za

Instant EFT

Instant EFT by Payfast

Instant EFT by Payfast allows online shoppers with access to internet banking to make an Electronic Funds Transfer (EFT) that gets instantly verified.

An EFT is the second most popular online payment method in South Africa after credit and cheque cards. Instant EFT as a payment option gives customers the choice to create a payment automatically on the Payfast system.

Support payments made via FNB, ABSA, Standard Bank, Nedbank, Capitec Pay and Investec

How Instant EFT works

The buyer selects their bank and logs in using their online banking credentials.
Next they choose from which account they will be making the payment.
Buyers then verify the payment with their bank on their mobile device.
The payment is processed and instantly reflects in your Payfast account.

Debit Cards

Maestro and Visa Electron

Debit cards issued by Maestro and Visa Electron are still popular among many South African shoppers, and can be used to make online purchases through Payfast.

How debit cards work:

Debit card payments can be made using cards issued by Visa Electron and Maestro.
When the buyer chooses to pay by debit card at checkout they are prompted to enter their registered mobile phone number.
Next the buyer enters their debit card details and PIN on their mobile phone.
Once the payment is processed it will instantly show in your Payfast account.

Mobicred

Get an account with South Africa’s largest digital credit provider!

How does Mobicred work?

Mobicred is digital credit that allows you to shop safely at over 55,000 places, both online and in-store* – with us being one of these. You could qualify for up to R50,000* credit in less than 15 minutes*.

Apply Today

Repay your balance via a convenient debit order, where your monthly minimum repayment is just 10% of your outstanding balance.

*Ts & Cs apply. Select automated income verification and accept pre-agreement.
In-store payments are only accepted at selected retailers.

How do I checkout?

Say goodbye to struggling with finding your wallet, credit card details, and all the other hassles of traditional credit cards. Mobicred has got it sorted.

Here’s how to checkout online in less time than it takes to [insert something funny here]:

1.     Shop your chosen store as per usual, and add to cart.

2.     During the checkout process, choose Mobicred as your payment option.

To find Mobicred, you may need to first select one of their partner payment gateways like PayU, PayFast, PayGate, Adumo, or Peach Payments.

3.     Sign in with your Mobicred username and password. This will trigger an OTP to your registered mobile device.

4.     Enter the OTP to complete the payment.

5.     You’ll get your order right away from us, and pay your Mobicred instalments when due.

P.S This makes Mobicred great for scoring once-in-a-lifetime deals before they’re sold out.

How long do I have to pay?

With a Mobicred account, you’re not required to pay off your balance within a set time frame. Who wants to get stressed out by paying in 3 or 4, or 12?

As long as you’re making your minimum payments, it’s up to you to decide how long you need to settle your balance. We also don’t charge any fees for settling your balance early via additional EFT payments (good for you!).

You can use your account multiple times within a month, and with every repayment your credit facility becomes available to you again to keep on shopping. So next time you’re shopping online, #choosemobicred.

Do I qualify?

While everyone’s application is unique based on their credit history, affordability criteria and other factors; here’s the basics you need to have to apply:

-        Be 18 years or older
-        Have a valid SA ID
-        Have a valid SA cell phone number and email address
-        Have an existing and valid bank account in your name

Click here to start.

Will I get a card?

Nope, Mobicred is 100% online. From your application to shopping and account management, everything is digital. You can download the App and pretend that’s a card if it makes you feel better. Digital credit in your pocket.

Legal stuff

Mobicred is powered by RCS Cards, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

I need help

The application process is simple, easy and can be done anywhere & anytime; but Mobicred has support staff ready to help you if you get stuck in the process. Contact them here:

Email: customerservice@mobicred.co.za
Phone: 021 126 0700
WhatsApp: 060 762 8284